Selling a Fire-Damaged House in Las Cruces, New Mexico
Fire Damage Doesn’t Mean You Can’t Sell
Dealing with a house fire is one of the most stressful things a homeowner can face. Whether it was a small kitchen blaze or a full structure fire, the aftermath leaves you with big questions—like whether you can still sell your home.
If you’re in Las Cruces and looking to move forward without investing in massive repairs, here’s the good news: you can sell a fire-damaged house as-is. And you don’t have to go through it alone.
Common Causes of House Fires in Las Cruces
House fires in southern New Mexico happen for a variety of reasons:
- Kitchen or grease fires
- Electrical problems in older homes
- HVAC or furnace malfunctions
- Lightning strikes and dry conditions
- Fireplace or chimney issues
Depending on the extent of the damage, you may be facing everything from smoke damage and water damage (from firefighting) to structural issues and roof damage.
What Are Your Options for Selling a Fire-Damaged Home?
Option 1: Repair and Sell the Traditional Way
One route is to file an insurance claim, hire contractors, and repair the property before listing it with a real estate agent. This can work, but it comes with major downsides:
- Time — repairs can take months
- Cost — insurance may not cover everything
- Hassle — dealing with inspectors, adjusters, and permits
And even after all that, you still have to find a buyer and go through inspections and negotiations.
Option 2: Sell the Home As-Is for Cash
If you want to avoid the cost and stress of repairs, your best option may be to sell the house as-is to a local Las Cruces home buyer—someone who specializes in buying distressed properties.
At Scout Peak Home Buyers, we purchase homes in any condition—including fire-damaged houses. We don’t require repairs, cleaning, or even insurance involvement. We make a fair cash offer, and you choose the closing timeline.
What Do You Have to Disclose in New Mexico?
Under New Mexico law, sellers must disclose known material defects—including past fire damage. If repairs were made, you should disclose those too. Honesty is key to avoiding legal trouble down the road.
When selling to a cash buyer like us, disclosure is still required, but it won’t affect the deal. We buy houses with full knowledge of the issues—and we’re prepared to take them on.
Why Most Traditional Buyers Won’t Buy Fire-Damaged Homes
Most retail buyers (those purchasing to live in the home) use bank financing. And lenders rarely approve loans on homes with:
- Fire damage or incomplete repairs
- Safety hazards
- Unpermitted construction
- Damaged electrical or structural components
This limits your buyer pool dramatically. But cash buyers—especially experienced ones—can close quickly without lender approval or inspections.
Why Sell to a Local Las Cruces Home Buyer?
Scout Peak Home Buyers is a trusted local company that buys homes throughout southern New Mexico, including fire-damaged properties in Las Cruces and the surrounding areas.
We offer:
- Fast, fair cash offers—often within 24 hours
- No repairs or cleanup needed
- Flexible closing in as little as 7 days
- No agent commissions or hidden fees
Whether you’re dealing with partial fire damage, smoke damage, or a total loss, we’ll work with you to find a win-win solution.
What If You’ve Already Filed an Insurance Claim?
Good news: you can still sell. If the insurance payout was issued, you may be able to keep the funds or transfer the policy to the buyer. Every situation is different, so we’ll walk you through your options.
Don’t want to deal with the insurance process at all? We can buy the home directly and take over from there.
You Don’t Have to Rebuild to Move On
When your home is damaged by fire, it’s natural to feel overwhelmed and stuck. But you have options. Whether you’re emotionally ready to move on or physically unable to rebuild, there’s a simpler path forward.
Let Scout Peak Home Buyers take the stress off your plate. We’ll buy your Las Cruces home as-is, no matter the damage, and help you move forward on your terms.
Get a No-Pressure Cash Offer Today
If you’re ready to sell your fire-damaged house in Las Cruces, contact us today for a fast, no-obligation cash offer. There’s no pressure and no fees—just a fair solution to help you move on.